Superyacht Finance

Fortier excels in originating loans for superyachts, supported by a global network of reliable partners.

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Superyacht Finance

Fortier excels in originating loans for super yachts, supported by a global network of reliable partners.

Get in touch

Knowledge & Expertise

We specialise in facilitating secured loans tailored to the unique needs of our discerning clients, ensuring that they have the financial support required for their superyacht purchase. Fortier offers a diverse range of financing solutions tailored to meet various situations.

Yacht Finance Guide
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What we do

We unlock liquidity in an asset with favourable financing terms to preserve your wealth and investment strategies.

For qualified clients, we provide tailored financing strategies to accommodate various needs, including those purchasing either new or pre-owned superyachts, individuals seeking stage payment financing during construction, or owners exploring options to refinance or monetise their current superyacht holdings.

Purchase Finance

Mortgage range : €2,000,000 – €10,000,000

  • Up to 70% LTV for European & Schengen residents.
  • Up to 50 % LTV for most international borrowers.

Mortgage range €10,000,000 +

  • Up to 60% for European & Schengen residents.
  • Up to 50% for most international borrowers.

Lender requirements

  • Creditworthiness subject to age, income and global net worth.
  • Reputable shipyard or boat of less than 10 years old (case by case).
  • Valuation and condition survey required.
  • Comprehensive insurance policy (discuss with broker).
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Yacht finance guidance

Key Considerations

Registration of ownership
Professionals frequently advise registering a yacht under a special purpose vehicle (SPV). This recommendation primarily stems from the desire for privacy, along with considerations for asset protection and the facilitation of global estate planning.
Project Manager
It is strongly advised for the yacht owner to appoint a seasoned representative or project manager. The oversight and impartial guidance of such a professional ensure a smooth process in new builds, refits, or yacht acquisitions.
Affordability
The headline interest rates for yacht financing surpass those of real estate, and the accompanying operational expenses may be underestimated by new buyers. Therefore, it is crucial to seek independent advice before embarking on this venture.
Selection of lender
We negotiate terms with various financial institutions, striving to secure a favorable arrangement that aligns seamlessly with the borrower’s global situation and aspirations. Maintaining our independence, we conduct a thorough evaluation of all potential lenders.
Legal and tax
The location of the purchase and the owner’s place of residence will dictate the applicable taxes and duties upon acquisition, typically encompassing Value Added Tax (VAT) and any associated transfer tax or import duties.
Value added tax (VAT)
Ensure compliance with the latest rules by consulting a VAT specialist in the relevant jurisdiction, as these regulations are constantly evolving.
Maritime lawyer
The expertise and guidance of a maritime lawyer is strongly recommended. The entrusted lawyer will assist the yacht broker in managing the contractual obligations for a yacht purchase until legal completion
Insurance
A comprehensive insurance package for the vessel and crew is necessary, pending the lender’s examination and approval.

Leasing Finance

Mortgage range : €1,000,000 – €10,000,000

  • Up to 80% LTV for European & Schengen residents.
  • Up to 60 % LTV for most international borrowers.

Mortgage range €10,000,000 +

  • Up to 70% for European & Schengen residents.
  • Up to 50% for most international borrowers.

Lender requirements.

  • • Creditworthiness subject to age, income and global net worth.
  • Reputable shipyard or boat of less than 10 years old (case by case).
  • Valuation and condition survey required.
  • Comprehensive insurance policy (discuss with broker).
Get in touch
Yacht finance guidance

Key Considerations

Registration of ownership
Professionals frequently advise registering a yacht under a special purpose vehicle (SPV). This recommendation primarily stems from the desire for privacy, along with considerations for asset protection and the facilitation of global estate planning.
Project Manager
It is strongly advised for the yacht owner to appoint a seasoned representative or project manager. The oversight and impartial guidance of such a professional ensure a smooth process in new builds, refits, or yacht acquisitions.
Affordability
The headline interest rates for yacht financing surpass those of real estate, and the accompanying operational expenses may be underestimated by new buyers. Therefore, it is crucial to seek independent advice before embarking on this venture.
Selection of lender
We negotiate terms with various financial institutions, striving to secure a favorable arrangement that aligns seamlessly with the borrower’s global situation and aspirations. Maintaining our independence, we conduct a thorough evaluation of all potential lenders.
Legal and tax
The location of the purchase and the owner’s place of residence will dictate the applicable taxes and duties upon acquisition, typically encompassing Value Added Tax (VAT) and any associated transfer tax or import duties.
Value added tax (VAT)
Ensure compliance with the latest rules by consulting a VAT specialist in the relevant jurisdiction, as these regulations are constantly evolving.
Maritime lawyer
The expertise and guidance of a maritime lawyer is strongly recommended. The entrusted lawyer will assist the yacht broker in managing the contractual obligations for a yacht purchase until legal completion
Insurance
A comprehensive insurance package for the vessel and crew is necessary, pending the lender’s examination and approval.

Our committed team possesses expertise in managing the financing requirements of yacht owners, providing customised solutions to optimise financial arrangements in response to evolving circumstances.

Fortier’s commitment to excellence extends to our collaborative partnerships with family offices, challenger banks, and global banking partners. This network enables us to deliver client-focused solutions that align with individual preferences and financial goals. Rest assured, with Fortier, your yacht acquisition journey is not only a pleasure but also an efficiently managed and personalised experience.